Everything you need to know about Quebec's welcome tax: how it's calculated, which municipality rates apply, and how to budget for it when buying a home.
Read the Guide →Quebec residents face a tax filing situation that doesn't exist anywhere else in Canada: you file two separate income tax returns every year, federal and provincial, because Quebec is the only province that collects its own income tax directly instead of having the CRA collect it on the province's behalf. To prevent the same dollar from being taxed twice, the federal government applies a Quebec abatement that reduces the federal tax you owe. The income tax calculator shows exactly how this works out for your own income.
Income tax is only one piece of it. Buying a home in Quebec means paying the welcome tax (taxe de bienvenue) — a one-time municipal tax with its own bracket system and rates that vary by city. Day-to-day purchases carry the QST on top of the federal GST, and longer-term savings run through registered accounts like the RRSP and TFSA, each of which interacts with your Quebec return in its own way.
The calculators on this site use current 2026 rates drawn from official government and municipal sources, so you can get a fast, realistic estimate before making a decision — whether that's signing on a property, planning a paycheque, or deciding how much to set aside in savings this year.